Latest News About Natwest Barclays Mortgage Rate Cuts

Updated 2026-05-29 22:13

Here are the latest high-level updates on NatWest and Barclays mortgage rate cuts based on recent UK coverage.

Barclays and NatWest both announced further mortgage rate reductions on recent Fridays, with Barclays cutting across several products and NatWest trimming multiple fixed and remortgage deals. These moves are part of a broader trend of lenders adjusting pricing in response to market conditions. [Express coverage of the latest Friday cuts][1]
Specific examples highlighted in recent coverage include Barclays lowering a two-year fixed deal priced at 60% loan-to-value (LTV) and NatWest reducing rates on various two-year and longer fixes at multiple LTVs, including remortgage options. While exact rates vary by product and LTV, the general takeaway is that several popular deals have become cheaper. [Express coverage of Barclays/NatWest pricing changes][1]
For context, past roundups from industry outlets have shown NatWest and Barclays consistently trimming select sub-4% options and expanding cheaper fixed-rate choices across various LTV bands, including 80%–90% LTV brackets. This aligns with ongoing mortgage market volatility and competitive pricing among the big lenders. [Mortgage Solutions roundup] [YourMoney coverage][2][3]
Market sentiment around these moves tends to frame them as a temporary “price war” phase or a mid-cycle adjustment rather than a long-term shift. If you’re actively shopping, you’ll want to compare specific deals by LTV and fee structures, and consider how a remortgage or purchase-fixed rate fits your timeline. [Forbes/MoneyPeople snapshots][4][6]

Would you like me to pull the latest specific rate figures for a given LTV (e.g., 80% or 90%), or compare a few Barclays and NatWest fixed-rate deals side-by-side? I can also check whether there are any new green or Buy-to-Let mortgage options that have been cut recently.

Citations:

Express: Mortgage rates slashed on Friday by 2 major high street banks[1]
Mortgage Solutions: HSBC, Barclays and NatWest slash mortgage rates – round-up[2]
YourMoney: Mortgage wars return: HSBC, Barclays and NatWest slash rates[3]
Forbes: Mortgage News: Barclays Cuts Fixed Rates As HSBC, NatWest Increase Costs[4]

Sources

Mortgage Rate Cuts by NatWest, HSBC, and Barclays - MPO

Latest news from several of the major mortgage lenders in the UK are showing signs of a potential ‘Summer Sale for Mortgages’ for borrowers.

moneypeopleonline.co.uk

Mortgage News: Barclays Cuts Fixed Rates As HSBC, NatWest Increase Costs

We have a suite of mortgage calculators to help you work out how repayments will affect your household finances, what you could save by remortgaging, and t

www.forbes.com

Mortgage rates slashed on Friday by 2 major high street banks

Mortgage borrowers can snap up deals priced up to 0.54% cheaper.

www.express.co.uk

HSBC, Barclays and NatWest slash mortgage rates – round-up

NatWest has cut mortgage rates on products for residential and BTL borrowers. This includes its fee-free two-year fixed residential purchase product at 80% LTV, which has dropped by 0.04% to 4.7%, and a high-value deal at the same tier, also fixed for two years, which has been lowered by 0.1% to 4.55%. This product has a £999 fee. Also at 80% LTV, NatWest has lowered the rate of a two-year fix with a £1,495 fee by 0.1% to 4.4% and the option with a £995 fee by the same amount to 4.45%....

www.mortgagesolutions.co.uk

Mortgage wars return: HSBC, Barclays and NatWest slash rates

Meanwhile, NatWest cut mortgage rates on products for residential and BTL borrowers. This includes its fee-free two-year fixed residential purchase product at 80% LTV, which has dropped by 0.04% to 4.7%, and a high-value deal at the same tier, also fixed for two years, which has been lowered by 0.1% to 4.55%. This product has a £999 fee. … Additionally, mortgage rate cuts have been made to select five-year fixed purchase and remortgage deals up to 90% LTV. For first-time buyers, NatWest has...

www.yourmoney.com

Mortgage Rate Cuts by NatWest, HSBC, and Barclays - Money People Online