Social Security's cost-of-living adjustment for 2027 stands at 3.5% to 3.6%. This range comes from several independent projections as of September 14, 2026. The New York Times has released a forecast of 3.6%. The Senior Citizens League forecasts a 3.5% increase. ConsumerAffairs additionally estimates 3.5%. All sources point to similar expectations for the COLA.

The Social Security Administration will make the official announcement in about one month. The exact date remains unclear, but it is expected soon. Beneficiaries will discover the exact adjustment amount for 2027 payments.