ATTOM Q1 2026 Foreclosure Market Report Shows Rising Activity
ATTOM Q1 2026 U.S. Foreclosure Market Report shows rising foreclosure activity, with starts up 20% and bank repossessions increasing 45% YoY.
www.attomdata.comHere’s a concise update on US foreclosure activity in Q1 2026, based on recent reports.
Direct answer
- Foreclosure filings in Q1 2026 rose year over year and quarter over quarter, signaling cooling? No—signals point to rising stress but still below historical peaks. For context, ATTOM reported roughly 118,000 foreclosures filings in Q1 2026 (about 6% higher than Q4 2025 and around 26% higher than Q1 2025). This aligns with other outlets noting increases in starts and bank repossessions in Q1 2026.[2][5]
What this means
- Overall trend: Foreclosure activity increased in Q1 2026 after a period of historically low levels, suggesting some borrowers are feeling financial pressure as costs rise. The magnitude remains below the peaks seen in prior housing-market downturns, but the year-over-year rise indicates a shift toward normalization after pandemic-era relief phases.[5][2]
- By the numbers: In March 2026 alone, there were about 45,921 foreclosure filings nationwide, up from the prior month and a year earlier, according to ATTOM’s data cited in multiple outlets. Foreclosure starts rose roughly 20% year over year in Q1 2026, with starts totaling over 82,000 for the quarter, and bank repossessions up sharply as well (approx. 45% YoY in some reports).[2][5]
Key takeaways by state and context
- States with noticeable activity in Q1 2026 included Texas, Florida, California, Georgia, and New York, driven by higher foreclosure starts in the quarter. This pattern reflects localized pressure from housing costs, insurance, and taxes, rather than uniform nationwide distress.[5]
Notes and caveats
- Foreclosure volumes remain below historical peaks seen during past downturns, which is why several reports describe the market as “normalizing” rather than collapsing.[2][5]
- Different outlets may present slightly different framing or emphasis (overall volume versus starts vs. bank repossessions), but the core message across sources is a rising trend in early 2026 after pandemic-era relief effects, with ongoing variation by state.[5][2]
If you’d like, I can pull a short, current-facing summary with a 1-page chart showing quarterly trends (Q4 2024 through Q1 2026) and highlight the top states by foreclosure starts. I can also compare Q1 2026 with Q1 2025 to illustrate the year-over-year change.