The UK government plans to improve student loan guidance. This follows a dispute over repayment. Officials hope to make terms in England clearer. Burnham is resisting calls to change loans in the Budget. The dispute shed light on repayment problems. In the US, Mississippi tops the list for student loan defaults. Borrowers struggle with repayment. They are struggling to pick fresh repayment options. Law school is becoming a costly luxury. There are pleas for increased assistance.